What kind of insurance would cover a business for loss of revenue due to the interruption of its operations?

Business interruption insurance is specifically designed to cover a business for loss of revenue due to interruptions in its operations. This type of insurance provides financial support for lost income that would have been earned during the period of business disruption caused by events such as fire, natural disasters, or other unforeseen circumstances that affect the ability to operate. It typically covers fixed costs, including rent and salaries, ensuring that the business can continue to meet its obligations even while it is unable to generate revenue.

In contrast, liability insurance is aimed at protecting a business from claims made by third parties for injuries or damages. Property insurance, while covering physical damage to a business's assets, does not address revenue loss. Employer's liability insurance protects against claims from employees related to workplace injuries or illnesses but does not provide coverage for business income losses due to operation interruptions. Thus, business interruption insurance is the only option that directly addresses loss of revenue during such situations.