Which section in a policy document typically outlines the key responsibilities of an insured?

The section that typically outlines the key responsibilities of an insured is the insured's duties section. This portion of the policy explicitly details the obligations the insured must fulfill, which may include requirements for reporting claims, notifying the insurer of material changes, and cooperating with the insurer during the claims process. By specifying these responsibilities, the policy aims to ensure the insured understands their role in minimizing risk and facilitating the smooth administration of the coverage.

The policy declarations section primarily provides a summary of the coverage details, including the insured’s name, policy limits, and periods of coverage, rather than outlining responsibilities. The exclusions section identifies specific scenarios or conditions that are not covered under the policy, while the policy schedule section typically summarizes the specific coverages and limits without detailing the insured's obligations. Each of these other sections serves a distinct purpose related to coverage, exclusions, or policy structure, rather than directly addressing the duties of the insured.